RateAPI MCP Server: Install & Setup

Install RateAPI in Claude Code

Claude Code

claude mcp add --transport http rateapi https://mcp.rateapi.dev/mcp

mcp.json (Claude Desktop, Cursor, VS Code, Windsurf)

{
  "mcpServers": {
    "rateapi": {
      "url": "https://mcp.rateapi.dev/mcp"
    }
  }
}

Frequently asked questions

What does the RateAPI MCP server do?

Live US mortgage, auto, HELOC, personal & deposit rates with evidence, plus who can join each lender

Is the RateAPI MCP server free?

The server is free, but you will likely need an account. The server itself is free, but it connects to a service that needs an account or API key, which may have paid tiers. Check the provider for current pricing.

Does RateAPI run locally or remotely?

Remote. Hosted by the provider. You connect with a URL, nothing to install.

How do I add RateAPI to Claude Code?

Run: claude mcp add --transport http rateapi https://mcp.rateapi.dev/mcp

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